Qualification Questionnaire (for
Spanish)
To see if your family may qualify to partner
with Habitat, please answer the following questions. You may
send this form by clicking SEND below
or you may print it, fill it out and fax it to 937-325-7782 or
mail it to the following address:
Clark County Community Habitat for Humanity
Attn: Family Relations Committee
P.O. Box 1282
Springfield, OH 45501
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Yes
No |
1. Do you currently own a
home? |
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If Yes, stop here, you do not qualify.
The Habitat Program is for 1st time home buyers only. You
may wish to contact HUD for further assistance with your
housing needs. |
|
Yes
No |
2. Have you been employed with the same
employer for at least 6 months or have another steady source
of income? |
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As a home buyer it is important that you
have stable income. If you have income from sources other
than employment, you may still be considered. |
|
Yes
No |
3. Have you established good credit over
the past 24 months? |
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Since you are buying a home, your application
for acceptance into the Habitat Program is actually a mortgage
loan application. As part of the evaluation process, a credit
check will be made on your past payment history. The history
will be evaluated on the basis of your repayment history
for other accounts that you have. If you do not know what
your credit status is, we strongly recommend that you contact
a credit bureau and obtain a copy of your credit report.
If there are errors or misinformation in the credit report,
we encourage you to work with the credit bureau to correct
it prior to making an application. If you have previous slow
or late payments, you may still be considered. Applicants
whose credit report indicates prompt payments during the
past 12 months will be given first preference. Only families
that demonstrate ability to repay the mortgage in a timely
manner are accepted. |
|
Yes
No |
4. Does your annual total household income
from all sources and from all wage earners living with you,
fall within the following ranges?* |
Family
Size |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Minimum |
$10,525 |
$12,050 |
$13,550 |
$15,050 |
$16,250 |
$17450 |
$18,650 |
$19,875 |
Maximum |
$21,050 |
$24,100 |
$27,100 |
$30,100 |
$32,500 |
$34,900 |
$37,300 |
$39,750 |
*as of March, 2008 |
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If you exceed these income ranges, you
may qualify for other housing programs. |
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Yes
No |
5. Have you ever filed for Bankruptcy? |
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Filing for bankruptcy does not disqualify
families from the Habitat Program, but we require that the
bankruptcy be fully discharged by the court for a minimum
of 1 year at the time of application. In addition, there
needs to be a current record of good credit (see # 3 above).
If you meet these restrictions, please continue. |
|
Yes
No |
6. Are you presently living in substandard
housing? |
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As part of the application process, a
visit to your current home will be made to answer any questions
that you may have. (Using HUD guidelines, we will evaluate
problems with your current housing.) One of the purposes
of the Habitat Program is to eliminate substandard housing.
Those living in substandard housing through no fault of their
own will be given a higher priority in the selection process. |
|
Yes
No |
7. Is each adult in the household willing
to work 250 sweat equity hours of time in the process of
building your home over the next 12-18 months? |
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Consider that this may involve 20-30 hours
per month of extra work in addition to your current employment.
Home ownership is only offered to those willing to partner
with the Habitat Program. |
|
Yes
No |
8. Have you ever applied for a Habitat
home before? |
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Please complete the information requested
below and return this form to our office by clicking SEND
or by printing this form, filling it out and faxing it to
937-325-7782 or mailing to the above address. |
For more information call: 937-325-2514
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